• Personal Loans / Home Collected Loan Specialists for Plymouth and Torbay Areas
  • Plymouth & Torbay Personal Loans Call 01752 662432

Personal Loans Plymouth & Torbay FAQ’s

Personal Loans In Plymouth and Torbay

At Muirhead Finance we work with our Doorstep Loan Customers by understanding their situations, which is why we are one of Devon's best-known doorstep loan providers covering Plymouth, Torquay, Paignton and Brixham and the surrounding areas.
  • What is a Home Collected Personal loan?

    A Home Collected Personal Loan is a small unsecured cash loan. They are organised on a face to face basis, by prior arrangement, with the lender coming to visit you at home to arrange and discuss the terms of the loan as well as collecting the repayments. Representatives from Muirhead Finance will always call at a convenient time and day as requested by the Customer.

  • Why a Home Collected Personal loan?

    Not every time of loan will be right for you. A Home Collected Personal Loan may be most suitable for you if:
    > You find high-street or mainstream lenders a bit intimidating and would be more comfortable dealing with someone face-to-face at home
    > A home visit is more convenient for your circumstances
    > You don’t currently have a bank account.
    > You have a poor credit history and have been refused credit by mainstream lenders

  • How will you understand my situation?

    Muirhead Finance Limited are a Devon Based Personal Loan provider, we work locally with existing and new customers in Plymouth, Saltash, Torpoint, Totnes, Torquay, Paignton, Brixham & most areas in South West Devon and Cornwall. When we come to visit you in your home you’ll have an opportunity to ask any questions or detail regarding the Personal Loan you may need. This will ensure we fully understand your financial situation and loan requirements.

    Our experienced and friendly Company Representatives are NOT paid on a commission basis, so will give you the best advice. Your ability to afford the loan needed is most important to us.

  • How long does the application process take?

    It normally takes 24 hours (weekdays) from first application. We are Closed Saturday, Sunday and Bank Holidays. so please take this into account.

  • Can i get a Personal loan if i don't have a job?

    Loans are considered for people who are unemployed but have another form of income like benefits or a pension. When your application is assessed, what this income is and where it comes from will be considered.

  • How much can i borrow with a Personal Loan

    If you are a new customer you can borrow up to £500 or if you are an existing customer up to £1000 both subject to approval.

  • Is there a set number of weeks for repay the loan?

    You can take up a maximum of 54 weeks to repay your loan.
    Weekly terms available of 20 Weeks, 29 Weeks, 40 Weeks and 54 Weeks

  • Who is able to Receive a Personal Loan?

    One reason doorstep loans are so popular is that they are a realistic solution for everyone. Without the restrictions of the banks and other finance providers, doorstep loans are relatively easy to access and do not require a long list of specifications from the recipient. >>> You don't need a high credit rating >>> You don't need to be a homeowner >>> You don't need to have a bank account >>> You don't need to be in full-time employment

  • How to Apply Online?

    On completion and submission of the form, you should expect to receive a call from us. We will introduce ourselves properly, request some additional information from you and once we have received your written and signed Loan Application we will be able to book in your first face-to-face meeting. CLICK HERE to apply online.

Regulated HOME COLLECTED CREDIT & Unsecured Personal Loans (Doorstep Loans)

Options to pay include: Home Collection, Pay at LOCAL OFFICE also by STANDING ORDER or DIRECT DEBIT

Muirhead Finance are committed to providing the best rates for Home Credit in the Plymouth and Torbay areas, we are transparent with all our communications and dealings with you we offer a simple, easy way to apply for a loan, all Loans are subject to an Affordability Assessment.

With our everyday doorstep loans and home credit loans, you’re more than just a credit score. We look at your credit future, not just your credit history. Even if you’ve had problems with your credit score in the past, Everyday Doorstep Loans may be able to help.

Authorised and Regulated by the Financial Conduct Authority FRN 709763

Warning: Late Repayment can cause you serious problems. For Help, go to www.moneyadviceservice.org.uk

Doorstep Loans Plymouth | Doorstep Loans Saltash | Doorstep Loans Ivybridge | Home Collected Loans | Personal Loans | CASH LOANS | Poor Credit Loans
Muirhead Finance Plymouth & Torbay

Our Very Simple Home Credit Application Process

Options to pay include: Home Collection, Pay at LOCAL OFFICE also by STANDING ORDER or DIRECT DEBIT

Doorstep Loans Torquay| Doorstep Loans Paignton| Doorstep Loans Brixham | Home Collected Loans | Personal Loans | CASH LOANS | Poor Credit Loans
1

Use Compare Lenders website

This will assure you we offer the best rates in Plymouth & Torbay
Doorstep Loans Plymouth | Doorstep Loans Saltash | Doorstep Loans Ivybridge | Home Collected Loans | Personal Loans | CASH LOANS | Poor Credit Loans
2

Complete online Application

Click to visit our Home Credit | Doorstep Loan Application Page
Doorstep Loans Torquay| Doorstep Loans Paignton| Doorstep Loans Brixham | Home Collected Loans | Personal Loans | CASH LOANS | Poor Credit Loans
3

Home visit if Loan is approved

We come to you to complete your Doorstep Loan application
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4

The cash is yours to spend

Once the paperwork is completed you will have your cash to spend
Doorstep Loans Plymouth | Doorstep Loans Saltash | Doorstep Loans Ivybridge | Home Collected Loans | Personal Loans | CASH LOANS | Poor Credit Loans

Weekly terms available are 20 Weeks, 29 Weeks, 40 Weeks with a maximum of 54 Weeks

How to Apply Online?

On completion and submission of the initial form, you should expect to receive a friendly call from us (let us know a time that is convenient). We will introduce ourselves properly and will discuss with you the amount of Personal Loan that you require. We may request some additional information so that a full Loan Application can be arranged. CLICK HERE to apply online.

Unsecured Personal Loans / Home Credit Loans / Home Collected Loans

If you have a question that is not answered on our FAQ page Please Call during office hours

Options to pay include: Home Collection, Pay at Local Office also by Standing Order or Direct Debit